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If you are waiting till you have the money to invest with you will soon discover that you will never invest. Use these simple ways to find money each month to use towards your investment.

Review your monthly costs from utilities to fun things like movies and eating out. Save all receipts whether they be grooming the dog or going to the hair salon. Total all your expenses.

Take a good hard look at which areas you can easily give up. It may be as simple as doing your nails at home or not eating out as often. Or if you were like us, on the frugal side, looking at whether we really needed his and her cell phones and calling up insurance companies to consolidate insurance plans.

We also turned our heat down and no longer use the clothes dryer. We now entertain guests at home vs our usual once a month restaurant bill. The total savings came to just a little over $200.00 which we put into our RRSP.

It can be fun finding inventive ways to save money. Once you get started you can’t stop and you may both find some friendly competition spurs you on to be more creative. We even changed our grocery store to shop at a discount location that also offered Airmiles incentives.
The airmiles were used to shop for Christmas presents which gave us more money to invest with as well.
Don’t wait - start now and see what savings you will find if you really look closely.