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Today’s the day! I promised myself I would open that savings account and put ten percent of my paycheck in it. Of course, I’ve promised myself to start saving before, but with new determination, and a solid financial plan drawn up, I know I can begin today. Putting money in a savings account is only one of the ways to save more money than I spend, so in addition to taking money out of my paycheck before I have a chance to spend it, I’m also doing a few other things to save money. For instance, my weakness is impulse buying. I now arm myself with a list of items I need before I go into the grocery store, clothing store, hardware store, or electronics store. I reward myself with special purchases now and again, but only if I’ve planned and saved for them. It’s so nice to be able to buy that big ticket item with money I’ve saved instead of using credit for the purchase. Living without debt is the feeling of freedom!